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You can read exactly what the FCGS is further down in this article, or by clicking here. The whole FCGS membership and it’s “value” is nothing more than a sales gimmick.It was put in place as a sales tool to convince clients why they should pay a much higher premium for an insurance policy that many other companies offer at a much lower price.Rest assured because you are in good hands; you just found the most thorough Lincoln Heritage review in the world. Don’t worry because we are going to answer all those questions and then some!So sit back, and relax because you just hit the mother lode of Lincoln Heritage Funeral Advantage reviews Over the years in final expense (all we do is final expense insurance FYI), we have had many dealings with their Funeral Advantage insurance.Here’ some more health issues where Lincoln Heritage will put you into their modified plan…Want to know how much Lincoln Heritage will charge you, and what you could be paying elsewhere?In the next section below you will see all the situations where their underwriting forces you to pay up to 300% more for your burial insurance relative to what other companies would charge.

Funeral Advantage is a life insurance policy underwritten by Lincoln Heritage insurance company in combination with a membership to the Funeral Consumer Guardian Society to help family members with arranging the funeral.And make no mistake, the impression you are left with is by design! Then boom in less than 24 hours, you have a check in hand.That is what they want you to think, but as you now know, that is not how it works.All of the conditions below are accepted by other companies that we represent.These companies will not charge you one dollar extra or impose a waiting period on your policy. If you have had any of those events at any point in your life, you are almost certainly on blood thinners or other heart medications to this day.

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If you deal with any of the conditions shown below, they will offer you their “Modified Plan”.